Freelance Rate Calculator
Calculate your ideal hourly, daily, and monthly freelance rate based on your income target and expenses.
₹
hrs
%
* All calculations are approximate.
Important — Read Before You Decide
- Freelancers need to account for taxes, insurance, and retirement savings
- Not all working hours are billable — admin and marketing take time
- Payment delays are common — maintain 3-month runway
- GST registration is mandatory above ₹20 lakh turnover
- No employer covers your health insurance or PF — budget for these
What Happens If You Ignore These?
- Undercharging leads to burnout and unsustainable income
- Not accounting for overhead means effective income is much lower
- No financial buffer leads to stress during lean periods
- Ignoring taxes results in large unexpected liabilities
Smart Tips
- Charge based on value delivered, not just time spent
- Add 20-30% to your base rate for taxes and overhead
- Only count 6 billable hours per day — rest goes to admin/marketing
- Raise your rates annually by at least 10-15%
- Get contracts in writing with clear payment terms
Frequently Asked Questions
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