SIP ₹1K per Month for 1 Year
Future value of ₹1K/month SIP for 1 year at 12% annual return.
₹
%
Years
* ਸਾਰੀਆਂ ਗਣਨਾਵਾਂ ਅਨੁਮਾਨਿਤ ਹਨ।
Related Scenarios
ਮਹੱਤਵਪੂਰਨ — ਫੈਸਲਾ ਲੈਣ ਤੋਂ ਪਹਿਲਾਂ ਪੜ੍ਹੋ
- Mutual fund investments are subject to market risks
- Past performance does not guarantee future returns
- SIP returns are estimated and actual returns may vary
- Exit load may apply if you redeem within 1 year
- Check the expense ratio — it directly impacts your returns
- Tax implications differ for equity and debt funds
ਇਨ੍ਹਾਂ ਨੂੰ ਨਜ਼ਰਅੰਦਾਜ਼ ਕਰੋਗੇ ਤਾਂ ਕੀ ਹੋਵੇਗਾ?
- Missing the power of compounding by delaying investments
- Inflation eroding your savings if kept only in savings accounts
- Insufficient corpus for retirement or major goals
- Panic selling during market downturns locks in losses
ਸਮਾਰਟ ਸੁਝਾਅ
- Start SIP early — even small amounts grow significantly over time
- Increase your SIP amount by 10% every year (step-up SIP)
- Don't stop SIP during market crashes — it averages your cost
- Choose direct plans over regular plans to save on commissions
- Diversify across large-cap, mid-cap, and index funds