Gratuity Calculator
Calculate your gratuity amount under the Payment of Gratuity Act, 1972. Know the tax-exempt and taxable portions of your gratuity based on your last drawn salary and years of service.
₹
Years
* എല്ലാ കണക്കുകൂട്ടലുകളും ഏകദേശമാണ്.
പ്രധാനം — തീരുമാനിക്കുന്നതിന് മുമ്പ് വായിക്കുക
- Gratuity is payable only after a minimum of 5 years of continuous service under the Payment of Gratuity Act, 1972
- The maximum tax-exempt gratuity limit was raised to ₹20 lakh for private sector employees
- The Act applies to establishments with 10 or more employees — factories, mines, oilfields, plantations, ports, railways, and shops
- Gratuity calculation considers only Basic Salary + Dearness Allowance (DA), not HRA, bonuses, or other allowances
- Gratuity can be forfeited if an employee is terminated for misconduct that caused financial or physical damage to the employer
- Employees can file a nomination form with their employer specifying who should receive gratuity in case of death
- In case of death or disability, the 5-year minimum service requirement is waived — gratuity is payable from day one
- Gratuity is often included as a component in your CTC (Cost to Company) by many Indian employers
ഇവ അവഗണിച്ചാൽ എന്ത് സംഭവിക്കും?
- Leaving a job just before completing 5 years means forfeiting your entire gratuity entitlement
- Not updating your gratuity nomination after marriage or life changes can cause payment disputes for your family
- Ignoring the taxable portion of gratuity above ₹20 lakh can result in unexpected tax liability
- Employers who delay or deny gratuity payment can be penalised, but employees must file a claim within the statutory period
- Frequent job changes reduce cumulative gratuity earnings since the benefit resets with each employer
സ്മാർട്ട് ടിപ്പുകൾ
- Always complete at least 5 years of service to become eligible for gratuity
- File your gratuity nomination form (Form F) with your employer and update it after major life events
- Check your appointment letter or CTC breakup to see if gratuity is included in your package
- If your employer denies gratuity, you can file an application with the Controlling Authority under the Gratuity Act
- For government employees, the gratuity formula and tax exemption rules are different — consult your pay commission guidelines
പതിവ് ചോദ്യങ്ങൾ
കൂടുതൽ സാമ്പത്തിക ടൂളുകൾ
Recommended for you
Open a Free Demat Account
Start investing in stocks, mutual funds, and ETFs with zero account opening charges.
Open Demat Account →Get Instant Personal Loan
Compare personal loan offers from multiple lenders. Instant approval, minimal documentation.
Check Loan Offers →Sponsored recommendations. JeevanPulse may earn a commission.