SIP ₹50K per Month for 5 Years
Future value of ₹50K/month SIP for 5 years at 12% annual return.
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Years
* All calculations are approximate.
Related Scenarios
Important — Read Before You Decide
- Mutual fund investments are subject to market risks
- Past performance does not guarantee future returns
- SIP returns are estimated and actual returns may vary
- Exit load may apply if you redeem within 1 year
- Check the expense ratio — it directly impacts your returns
- Tax implications differ for equity and debt funds
What Happens If You Ignore These?
- Missing the power of compounding by delaying investments
- Inflation eroding your savings if kept only in savings accounts
- Insufficient corpus for retirement or major goals
- Panic selling during market downturns locks in losses
Smart Tips
- Start SIP early — even small amounts grow significantly over time
- Increase your SIP amount by 10% every year (step-up SIP)
- Don't stop SIP during market crashes — it averages your cost
- Choose direct plans over regular plans to save on commissions
- Diversify across large-cap, mid-cap, and index funds